Foreword by Charlotte Danielson
 
Introduction
 
Math Locator
 
About the Authors
 
1. Cars, Cars, and More Cars: Paying for Your Wheels
                              NCTM Standards Applied in This Chapter
 
 
                              Background: Basics of Buying Cars
 
 
                              Teaching Example 1.1. Car Costs
 
 
                              Teaching Example 1.2. MPG Plus
 
 
                              Teaching Example 1.3. Buy or Lease
 
 
 
2. Savings: Reality Check and the Difference Between Needs and Wants
                              NCTM Standards Applied in This Chapter
 
 
                              Background: Basics of Savings
 
 
                              Teaching Example 2.1. Budgets and Savings
 
 
                              Teaching Example 2.2. Future Value: A Geometric Sequence
 
 
                              Teaching Example 2.3. Annuities: A Geometric Series
 
 
 
3. Credit Cards and Debt Management: Using Credit Seems Unreal
                              NCTM Standards Applied in This Chapter
 
 
                              Background: Basics of Credit and Debit Cards
 
 
                              Teaching Example 3.1. Calculating Minimum Monthly Payments
 
 
                              Teaching Example 3.2. Credit Card Payoff: A Spreadsheet
 
 
 
4. Investments: The Basics and More
                              NCTM Standards Applied in This Chapter
 
 
                              Background: Basics of Investments
 
 
                              Teaching Example 4.1. Stock Prices and Percents
 
 
                              Teaching Example 4.2: Analyzing Graphs of Stock Prices
 
 
                              Teaching Example 4.3. Statistics of Stock I: Measures of Center, Standard Deviation, Normal Distribution
 
 
                              Teaching Example 4.4. Statistics of Stock II: Weighted Average, Correlation, Line of Best Fit
 
 
 
5. Buying a House Versus Renting: How Much Will It Cost?
                              NCTM Standards Applied in This Chapter
 
 
                              Background: Basics of Buying a House and Renting an Apartment
 
 
                              Teaching Example 5.1. Budgeting for a Down Payment
 
 
                              Teaching Example 5.2. Determining Mortgage Payments: Tables, Formulas, Spreadsheets
 
 
                              Teaching Example 5.3. Principal and Interest Functions
 
 
 
6. Taxes: How They Work
                              NCTM Standards Applied in This Chapter
 
 
                              Background: Basics of Income Taxes--Federal and State
 
 
                              Teaching Example 6.1. Income Tax and FICA
 
 
                              Teaching Example 6.2. Capital Gains and Losses
 
 
                              Teaching Example 6.3. How Uncle Sam Uses Tax Dollars
 
 
 
7. Economics: Supply and Demand, Inflation, and the GDP
                              NCTM Standards Applied in This Chapter
 
 
                              Background: Economics, Supply and Demand, Inflation, and the GDP
 
 
                              Teaching Example 7.1. Supply and Demand Functions
 
 
                              Teaching Example 7.2.: Inflation and the GDP
 
 
 
8. In Business for Yourself: Business Plan and Break-Even Analysis
                              NCTM Standards Applied in This Chapter
 
 
                              Background: In Business for Yourself--A Business Plan and Break-Even Analysis
 
 
                              Teaching Example 8.1. Starting a Business: Pro Forma Income Statement
 
 
                              Teaching Example 8.2. Revenue, Costs, and Break-Even Points
 
 
 
Selected List of Formulas
 
Excel Spreadsheet Hints
 
Money Glossary
 
Index